Big Changes for New Home Buyers in 2025-2026 – 5% Deposit, Stamp Duty Relief & Key Dates
Big changes are coming for NSW first home buyers in 2025. From October, you’ll be able to buy with just a 5% deposit under the expanded Home Guarantee Scheme, while the new Help to Buy program and ongoing stamp duty relief make entering the property market more achievable. Here’s what you need to know about the key dates, price caps, and opportunities ahead.